Saving and Budgeting

Saving & Budgeting

If you think your personal finances are in need of an overhaul, you aren't alone. According to the US Census, the average American household is falling short of their savings goals. I hope to give you some basic tools to help you establish and achieve your personal financial goals. If you have any questions or concerns about saving and budgeting contact Nick Zwiebel with First National Bank and let him know I sent you. Follow me for the next six Mondays for some great tips, tricks and ideas to keep your savings and budgeting on track.

According to First National Bank there are Six Elements of Savings.These thoughts/ideas are not something that will cause any extra hard work on your part, but maybe able to help you get that savings account back up and budgeting on track.

1. shop with a list

2. coupon, coupon, coupon

3. pack your lunch

4. buy reliable, not cheap

5. use daily deal sites

6. buy in bulk...sometimes

  Why… buying in bulk can be a money saver or a money pit. Before you supersize your spaghetti sauce, check the price per unit or ounce to determine if it’s really a good deal. price per unit or ounce to determine if it's a good deal. It may also not be ideal for small