Wednesday, July 9, 2014

First Time Home Buyer Grant!

 Great news! First National Bank is now offering grant programs geared towards first time home buyers. This great product focuses on the first time homebuyer that does not have a down payment, is unable to receive a gift or for those who cannot or do not qualify for the additional NIFA HBA loan payment.  With this program first time homebuyers will be eligible to receive up to $7,500 to use towards their down payment and/or closing cost.
Borrows are required to take a homebuyer education class. The great thing is class can be taken online or in person, either option will take about 8 hours to complete and cost you $99.
The grant is a five year forgivable loan, which means payments are not due during the five years, and after the five years the money that is owed would be forgiven.  The grants are approved by a 3rd party and it can take up to 45 days to close on the buyer’s new home with this grant, once the accepted contract has been received by the First National Bank Mortgage Officer.
There are a few requirements that the borrows will have to meet which are as followed:
Buyers have to make below 80% of the Area Market Median Income: For the Metro area, the maximum household income is as follows:
1-2 Person                  3+ Person
$58,000                       $66,800

If you are looking for a Mortgage Office, I would suggest you contact Nick Zwiebel with First National. Nick offices in my building, located at 16909 Lakeside Plaza #119 and is more than happy to answer any questions for you.   If you or someone you know may benefit from this grant program please contact me. I would love to help you build the foundation to your dreams.

Please contact Nick with any questions you may have in regards to the Grant Program. Nick can be reached at  Phone: 402-602-5363|Cell: 402-301-7098| Email: nzwiebel@fnni.com or you can visit his website here |  https://nzwiebel-firstnational1lo.mortgagewebcenter.com/

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