Meet Nick: First National Bank Mortgage Loan Officer

   Nick Zwiebel, First National Bank

   Mortgage Loan Officer

   16909 Lakeside Hills Plaza, Suite 119

   Omaha, NE 68130 

   Direct Phone: 402-602-5363

  Website: https://nzwiebel-firstnational1lo.mortgagewebcenter.com/

I appreciate you taking time to consider First National Bank and myself as your mortgage provider. I would be privileged to assist you with your purchasing, refinancing, or home building needs.
With over 9 years of experience in the mortgage industry, I will give you the knowledge and experience necessary in making one of your largest financial decisions. As a mortgage professional, I feel it is my responsibility to educate and help you understand your options.  My goal is to ensure you get a loan program to fit your lifestyle along with making your experience simple and as exciting as buying a new home should be! I really look forward to meeting you and helping you accomplish your financial goals!

10 Tips for Increasing Your Home Value - Tip 10 - Pay down the principal your loan

Over the last week we have been posting about 10 Tips to help increase your home’s value. We are already at tip #9, if you have missed the first few tips you should be able to find them in the blog archive area just to the right of this post. The thought of increasing the value of your home may be easier than you think By following these tips found via the Home and Garden Network, your home may be worth more than you think.

Tip 10: Pay down the principal on your loan.
“This may be the most important tip we can pass along to you is, as you make all those home improvements, don't forget the cash. Your financial strategy can boost your home value in a big way. Many different loan features can be added together to give someone a loan that is comfortable for them; give them an opportunity to do home improvements and to invest in their future.

Don't overdo your down payment. If you spend all your money in a down payment, you may not have enough to do the improvements you want. The rule of thumb is if you are moving into a fixer upper, go for 10 percent down. 

Don't rush into your home loan, as there are dozens of types. The strategy that you develop for the type of loan you want depends on where you see yourself in five or 10 years. Managing your debt payment with an interest-only payment will give you an opportunity to save that money for retirement or save it for a college fund.

Refinancing is a chance to switch up your loan and try something new. Avoid using refinancing as a financial crutch. Are you doing it to lower your interest rate, or are you doing it because you want cash? If you are moving in a year, refinancing probably isn't a good idea, as it costs between $1,900 and $2,600.”